Simple & Compound Interest Calculator

Calculate interest earned on a principal amount, simple or compounded.

Interest Earned

$4,176.25

Final Amount

$14,176.25

Overview

Calculate simple interest or compound interest on a principal amount, with a choice of compounding frequency.

Formulas

Simple Interest:

Interest = Principal × Rate × Time / 100

Compound Interest:

Amount = Principal × (1 + Rate / (100 × n))^(n × Time)
Interest = Amount − Principal

where n is the number of times interest compounds per year.

How to use this calculator

  1. Choose Simple or Compound interest.
  2. Enter the principal, annual rate, and time period.
  3. For compound interest, pick a compounding frequency (annually, quarterly, monthly, or daily).
  4. See the interest earned and final amount instantly.

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