SIP Calculator

Overview

Estimate the future value of a Systematic Investment Plan (SIP) — a fixed amount invested every month, growing at an expected annual return rate.

Formula

Future Value = P × [ ((1 + i)^n − 1) / i ] × (1 + i)

Where:

• P = monthly investment amount
• i = expected monthly rate of return (annual rate ÷ 12 ÷ 100)
• n = number of monthly installments (years × 12)

How to use this calculator

1. Enter your monthly investment amount.
2. Enter the expected annual return rate and investment duration.
3. See your total investment, estimated returns, and total maturity value.

Note

Returns from mutual funds and other market-linked investments aren't guaranteed — this calculator assumes a constant rate of return for illustration, which real markets don't provide. Use it to compare scenarios, not as a prediction.